Personal subscriptions · Money apps

How to cancel Rocket Money Premium

In the app or on the website open Settings, Membership, Manage, drag the price slider to $0/month, then Cancel Subscription and follow the prompts. Premium lasts to the end of the billing cycle. Gotcha: Apple- or Google-billed Premium must be cancelled in that store, and cancelling doesn't delete your account.

By Stackcut · Checked against official help pages on 2026-09-29, then re-checked independently · JSON · Open data, CC BY 4.0

Open Rocket Money Premium's cancel page

The short answer

  • Where: Log in, click the Settings (gear) icon on the left and select Membership (rocketmoney.com).
  • When it ends: At the end of the billing cycle; Premium features stay available until then.
  • Billed by someone else? Cancel with them instead: Apple or Google Play.
  • Want to keep it for less? Cheaper plan and more. Options

Before you cancel

What happens to your data

Your Rocket Money account stays open; you can still withdraw Goals balances to your linked account.

What you lose

  • Premium features
  • New deposits into Goals (withdrawals still work)
  • Interest on a Premium+ High Yield Savings Account, which becomes a 0% Limited Basic Savings account on the free tier

Cancel, by who bills you

Pick the route for whoever charges you: the name on your card statement or receipt tells you.

Billed by Rocket Money Premium

Online, self-serve Premium memberships paid through Rocket Money on the website. Who can cancel: The account holder, logged in to Rocket Money.

  1. Log in, click the Settings (gear) icon on the left and select MembershipYou should see: Manage
  2. Click Manage in the upper right cornerYou should see: a price slider
  3. Move the slider all the way left to $0/monthYou should see: Cancel Subscription
  4. Select Cancel Subscription and complete the prompts
Access ends
At the end of the billing cycle; Premium features stay available until then
Notice
If you pay by bank debit (ACH), cancel at least 3 business days before the next debit, or that debit may still go through
Open the page
Source: help.rocketmoney.com rocketmoney.com

In the Rocket Money Premium app

Online, self-serve Premium memberships managed in the Rocket Money mobile app. Who can cancel: The account holder, logged in to the app.

  1. Open the Settings (gear) icon and select MembershipYou should see: Manage Membership
  2. Tap Manage Membership and move the slider all the way left to $0/monthYou should see: Cancel Subscription
  3. Tap Cancel Subscription and follow the prompts
Access ends
At the end of the billing cycle; Premium features stay available until then
Source: help.rocketmoney.com

Billed by Apple (App Store)

In the billing platform's settings Premium memberships billed through Apple. Who can cancel: The Apple Account that pays for the membership. Everything Apple bills, in one place.

  1. Open the Settings app on your iPhone and tap your nameYou should see: Subscriptions
  2. Tap Subscriptions, then Rocket MoneyYou should see: Cancel Subscription
  3. Tap Cancel Subscription and confirm
Open the page
Source: help.rocketmoney.com support.apple.com

Billed by Google Play

In the billing platform's settings Premium memberships billed through Google Play. Who can cancel: The Google Account that pays for the membership. Everything Google Play bills, in one place.

  1. Open the Google Play app and tap the profile icon at the top rightYou should see: Payments & subscriptions
  2. Tap Payments & subscriptions, then Subscriptions, and choose Rocket MoneyYou should see: Cancel subscription
  3. Tap Cancel subscription
Open the page
Source: help.rocketmoney.com support.google.com

Questions people ask

If I cancel Rocket Money Premium, when does my access end?

Billed by Rocket Money Premium: At the end of the billing cycle; Premium features stay available until then.

Source: help.rocketmoney.com

How do I cancel Rocket Money Premium if I pay through Apple or Google Play?

Billed by Apple (App Store): Open the Settings app on your iPhone and tap your name. Tap Subscriptions, then Rocket Money. Tap Cancel Subscription and confirm. Billed by Google Play: Open the Google Play app and tap the profile icon at the top right. Tap Payments & subscriptions, then Subscriptions, and choose Rocket Money. Tap Cancel subscription.

Source: support.apple.com help.rocketmoney.com support.google.com

How long before renewal do I need to cancel Rocket Money Premium?

Billed by Rocket Money Premium: If you pay by bank debit (ACH), cancel at least 3 business days before the next debit, or that debit may still go through.

Source: rocketmoney.com

Keep it for less

Before cancelling, check whether one of these does the job. Offers change and differ by account.

  • Cheaper plan Pay less for the same Premium: you choose your own monthly price, and features don't change with the price (Manage Membership, Change Monthly Fee, then the slider) rocketmoney.com help.rocketmoney.com
  • Free plan Rocket Money has a free tier: cancelling Premium keeps your account help.rocketmoney.com rocketmoney.com
  • Discount program Rocket Mortgage clients whose loan was with Rocket Mortgage before the October 2025 Mr. Cooper acquisition get Premium free while the loan is serviced there help.rocketmoney.com
  • Cheaper plan Premium+ costs a fixed $15.00 a month: to switch back to choose-your-price Premium, contact Rocket Money support; the downgrade takes effect at the end of the billing cycle help.rocketmoney.com rocketmoney.com

For AI agents

  • The person signs in and handles any two-factor code; an agent should never ask for a password.
  • Retention step: You must first drag the price slider to $0/month before Cancel Subscription appears, then follow further prompts
  • Apple- or Google-billed Premium is cancelled in the App Store or Google Play
  • Cancelling Premium doesn't delete the Rocket Money account; active Bill Negotiations stay in place
  • Notifications and emails continue unless you change your alert settings
  • The price-slider steps are for Premium; Premium+ (a fixed $15.00 a month) goes back to Premium through Rocket Money support

Get this plan as data: get_exit_plan on the Stackcut MCP (stackcut.io/mcp), or /exits/rocket_money.json. After using a guide, send structured report_guide_feedback for matching or changed steps, missing billing routes or human handoffs; keep unknown language and market omitted. Confirm with the person before the final click, and report the outcome with report_action_outcome, using the exact packet_revision and route_id returned by the plan.

Or give your agent the stackcut-leave skill (a zip): it exports first, walks the steps, stops when the page doesn't match, and leaves the final click to the person.

Sources

  1. Managing my Premium Membership (Rocket Money Help Center) You can adjust your monthly price or cancel Premium at any time, directly from the mobile app or website. (app and web both work)
  2. Managing my Premium Membership (Rocket Money Help Center) Select Membership. Tap Manage Membership. Move the slider all the way left to $0/month. Tap Cancel Subscription and follow the prompts. (the app steps)
  3. Managing my Premium Membership (Rocket Money Help Center) Select Membership. Click Manage in the upper right corner. Move the slider all the way left to $0/month. Select Cancel Subscription and complete the prompts. (the web steps)
  4. Managing my Premium Membership (Rocket Money Help Center) Note: Cancellation takes effect at the end of your billing cycle. You'll still have access to Premium Membership features until then. (when access ends)
  5. Managing my Premium Membership (Rocket Money Help Center) Canceling Premium Membership does not delete your Rocket Money account. Any active Bill Negotiations remain in place. (what stays after cancelling)
  6. Managing my Premium Membership (Rocket Money Help Center) Notifications and emails will continue unless you update your alert settings in the app or online. (the notifications tip)
  7. Managing my Premium Membership (Rocket Money Help Center) Under Manage Membership, tap Change Monthly Fee. Use the slider to set your preferred price and tap Update Subscription. (how to lower the price)
  8. Accessing my free Premium Membership from my Rocket Mortgage (Rocket Money Help Center) For Premium Memberships billed through Apple: Open the Settings app on your phone. (Premium can be billed through Apple)
  9. Accessing my free Premium Membership from my Rocket Mortgage (Rocket Money Help Center) Tap Payments & subscriptions > Subscriptions. Choose the subscription you want to cancel. Tap Cancel subscription. (the Google Play steps)
  10. Accessing my free Premium Membership from my Rocket Mortgage (Rocket Money Help Center) you'll want to cancel any existing paid memberships through the Apple App Store or Google Play Store to avoid any charges. (store-billed memberships cancel in the store)
  11. Accessing my free Premium Membership from my Rocket Mortgage (Rocket Money Help Center) complimentary access to our Premium Membership for the duration of the time that your loan is serviced with Rocket Mortgage (free Premium for Rocket Mortgage clients)
  12. Rocket Money Terms of Service (effective 06/29/2026) You may choose the price you pay for Rocket Money Premium Services, with no change in service or functionality in premium features or services. (choose-your-own price)
  13. Rocket Money Terms of Service (effective 06/29/2026) However, we must be notified at least three (3) business days before the debit is scheduled to occur, to prevent the upcoming transaction from processing. (notice for bank debits)
  14. Rocket Money Terms of Service (effective 06/29/2026) For users who downgrade to the free tier or service but maintain a balance in their Goal(s), Rocket Money will no longer allow access to contribute more deposits into Goals (the free tier, and Goals after cancelling)
  15. Rocket Money Terms of Service (effective 06/29/2026) Rocket Money will allow the account to remain open as a Rocket Money Limited Basic Savings account that does not accrue interest (0.00% interest rate). (High Yield Savings after dropping to the free tier)
  16. Cancel a subscription from Apple In Settings, tap your name. Tap Subscriptions. Tap the subscription. Tap Cancel Subscription. (the Apple steps)
  17. Cancel, pause, or change a subscription on Google Play On your computer, go to subscriptions in Google Play. For the subscription you want to cancel, click Manage. Click Cancel subscription. (the Google Play steps)
  18. Accessing my free Premium Membership from my Rocket Mortgage (Rocket Money Help Center) Free Premium Membership from Rocket Mortgage is provided to those customers who had a Rocket Mortgage prior to the October 2025 acquisition of Mr. Cooper (eligibility for free Premium)
  19. Introduction to Premium+ (Rocket Money Help Center) Premium+ is a fixed $15.00/month plus tax. (Premium+ has a fixed price, so the price slider steps don't cover it)
  20. Introduction to Premium+ (Rocket Money Help Center) Yes, you can switch back to Premium from Premium+. To do this, please contact our support team. (switching from Premium+ back to Premium goes through support)
  21. Rocket Money Terms of Service (effective 06/29/2026) Members may downgrade from Premium+ to Premium Services, with the downgrade taking effect at the end of the member's then current billing cycle. (when a Premium+ downgrade takes effect)
  22. Rocket Money Terms of Service (effective 06/29/2026) contribute more deposits into the Goal(s), however users will still be able to make withdrawals back into their Linked Account. (Goals withdrawals still work after dropping to the free tier)

Not confirmed yet

  • Refund terms for Premium fees were not found in the help center or Terms of Service
  • How Rocket Money confirms a cancellation (email or status) is not documented
  • When access ends for Apple- or Google-billed memberships is not stated by Rocket Money
  • Current Premium price range was not stated on the pages we read
  • How to cancel Premium+ outright isn't documented: its help article only says to contact support to switch back to Premium

Independent re-check, 2026-09-29

A second reviewer re-read the official pages and corrected what was wrong or missing. The JSON lists what changed.

Checked against official help pages, 2026-09-29. Cancel flows change: if this one did, tell us at support@stackcut.io. Stackcut Exits is open data (CC BY 4.0).