Personal subscriptions · Money apps

How to cancel YNAB

Direct subscribers cancel in the YNAB web app: plan name, Account Settings, Cancel Subscription (the mobile apps can't do it). App Store or Play Store subscribers cancel with Apple or Google. Access lasts to the end of the period, and YNAB keeps most data for up to 24 months.

By Stackcut · Partly confirmed (see what's unverified) on 2026-09-29, then re-checked independently · JSON · Open data, CC BY 4.0

Open YNAB's cancel page

The short answer

  • Where: In the YNAB web app, click the name of your plan at the top of the left sidebar (app.ynab.com).
  • When it ends: You keep access through the end of the current subscription period and can resume until then.
  • Billed by someone else? Cancel with them instead: Apple or Google Play.
  • Want to keep it for less? Pay yearly and more. Options

Before you cancel

What happens to your data

YNAB keeps most account data for up to 24 months after the subscription or trial expires, unless you delete the account, and reminds you before deleting it.

What you lose

  • Access to your plans once the subscription expires (resubscribing restores it)

Cancel, by who bills you

Pick the route for whoever charges you: the name on your card statement or receipt tells you.

Billed by YNAB

Online, self-serve Subscriptions billed directly by YNAB. Who can cancel: The subscriber, logged in to the YNAB web app (on a phone, open the web app in a mobile browser).

  1. In the YNAB web app, click the name of your plan at the top of the left sidebarYou should see: Account Settings
  2. Select Account SettingsYou should see: Cancel Subscription
  3. Scroll down and click the Cancel Subscription button
Access ends
You keep access through the end of the current subscription period and can resume until then
Refunds
Monthly subscription fees are non-refundable, per YNAB's terms
Open the page
Source: support.ynab.com support.ynab.com ynab.com

Billed by Apple (App Store)

In the billing platform's settings YNAB subscriptions bought through the App Store on an iPhone or iPad. Who can cancel: The Apple Account that pays for the subscription. Everything Apple bills, in one place.

  1. On your iPhone or iPad, open Settings and tap your nameYou should see: Subscriptions
  2. Tap Subscriptions, then YNABYou should see: Cancel Subscription
  3. Tap Cancel Subscription
Confirm it worked
YNAB shows an expiration message and no Cancel button in Subscriptions
Access ends
You keep access through the end of the current subscription period
Refunds
Request refunds from Apple (YNAB points to Apple's refund page)
Open the page
Source: support.ynab.com support.ynab.com support.apple.com

Billed by Google Play

In the billing platform's settings YNAB subscriptions bought through the Play Store on Android. Who can cancel: The Google Account that pays for the subscription. Everything Google Play bills, in one place.

  1. Go to your subscriptions in Google PlayYou should see: YNAB
  2. Next to YNAB, click Manage, then Cancel subscription
Access ends
You keep access through the end of the current subscription period
Notice
A Google Play free trial renews automatically as a subscription
Refunds
Request refunds from Google within 48 hours of subscribing
Open the page
Source: support.ynab.com support.ynab.com support.google.com

Questions people ask

Can I get a refund if I cancel YNAB?

Billed by YNAB: Monthly subscription fees are non-refundable, per YNAB's terms. Billed by Apple (App Store): Request refunds from Apple (YNAB points to Apple's refund page). Billed by Google Play: Request refunds from Google within 48 hours of subscribing.

Source: ynab.com support.ynab.com support.ynab.com support.apple.com

If I cancel YNAB, when does my access end?

Billed by YNAB: You keep access through the end of the current subscription period and can resume until then. Billed by Apple (App Store): You keep access through the end of the current subscription period.

Source: support.ynab.com support.ynab.com

How do I cancel YNAB if I pay through Apple or Google Play?

Billed by Apple (App Store): On your iPhone or iPad, open Settings and tap your name. Tap Subscriptions, then YNAB. Tap Cancel Subscription. Billed by Google Play: Go to your subscriptions in Google Play. Next to YNAB, click Manage, then Cancel subscription.

Source: support.apple.com support.ynab.com support.google.com support.ynab.com

How long before renewal do I need to cancel YNAB?

Billed by Google Play: A Google Play free trial renews automatically as a subscription.

Source: support.ynab.com support.ynab.com support.google.com

What happens to my data when I cancel YNAB?

YNAB keeps most account data for up to 24 months after the subscription or trial expires, unless you delete the account, and reminds you before deleting it.

Source: ynab.com support.ynab.com

Keep it for less

Before cancelling, check whether one of these does the job. Offers change and differ by account.

  • Pay yearly The Annual Plan is $109 a year ($9.08 a month), against $14.99 a month on the Monthly Plan ynab.com
  • Student or nonprofit price College students get a free year through YNAB's College Program (not available on Apple-billed subscriptions) ynab.com support.ynab.com

For AI agents

  • The person signs in and handles any two-factor code; an agent should never ask for a password.
  • The YNAB mobile apps can't change a direct subscription: open the web app's settings in a browser instead
  • Google Play subscribers must request any refund within 48 hours of subscribing
  • A trial started directly with YNAB doesn't need cancelling: you aren't charged unless you subscribe
  • If you can't use the web app, YNAB's terms also let you cancel by contacting Support at help@ynab.com

Get this plan as data: get_exit_plan on the Stackcut MCP (stackcut.io/mcp), or /exits/ynab.json. After using a guide, send structured report_guide_feedback for matching or changed steps, missing billing routes or human handoffs; keep unknown language and market omitted. Confirm with the person before the final click, and report the outcome with report_action_outcome, using the exact packet_revision and route_id returned by the plan.

Or give your agent the stackcut-leave skill (a zip): it exports first, walks the steps, stops when the page doesn't match, and leaves the final click to the person.

Sources

  1. How to Manage Your Subscription (YNAB Support, updated 2026-09-22) From the web app, click the name of your plan (located at the top of the left sidebar). Select Account Settings. Scroll down and click the Cancel Subscription button. (the direct cancel steps)
  2. How to Manage Your Subscription (YNAB Support, updated 2026-09-22) Billing and subscription information is not available through the mobile app settings (only in the web app). (no cancelling in the mobile apps)
  3. How to Manage Your Subscription (YNAB Support, updated 2026-09-22) As a workaround if you don't have access to a computer, try copying and pasting the web app address (using the web app in a mobile browser)
  4. How to Manage Your Subscription (YNAB Support, updated 2026-09-22) If you subscribed through the App Store (on an iPhone or iPad), you'll need to manage your subscription through Apple. (the Apple route)
  5. How to Manage Your Subscription (YNAB Support, updated 2026-09-22) If you subscribed through the Play Store (on Android), you’ll need to manage your subscription through Google. (the Google Play route)
  6. How to Manage Your Subscription (YNAB Support, updated 2026-09-22) Canceling your subscription will allow you to access YNAB through the end of your current subscription period. Until that point, you'll have an option to resume the subscription. (when access ends)
  7. How to Manage Your Subscription (YNAB Support, updated 2026-09-22) If your subscription remains expired for the amount of time outlined in our Data Retention Policy, your account data will be deleted. (data is deleted after the retention period)
  8. How to Request a Refund (YNAB Support, updated 2026-09-24) IMPORTANT! Refunds must be requested within 48 hours of subscribing (your free trial will automatically renew as a subscription through Google Play). (the Google Play refund window)
  9. How to Request a Refund (YNAB Support, updated 2026-09-24) Go to https://support.apple.com/en-us/118223 and follow the steps laid out by Apple. (Apple handles refunds)
  10. How to Request a Refund (YNAB Support, updated 2026-09-24) You can also follow the steps to cancel your subscription, which lets you keep using YNAB through the end of your current billing period. (direct subscribers keep access to the end of the period)
  11. YNAB Privacy Policy: Data Retention We retain the majority of your account data for up to 24 months after your subscription or trial expires, unless you delete your account as described below. (how long data is kept)
  12. YNAB Pricing Annual Plan $9.08 USD*/month $70 Savings! $109 USD* paid annually (annual price)
  13. YNAB Pricing Monthly Plan $14.99 USD*/month (monthly price)
  14. YNAB Pricing We offer all college students a free 365-day trial. (the college offer)
  15. How to Join YNAB's College Program (YNAB Support) Apple is unable to honor our College Program promotion (not for Apple-billed subscriptions)
  16. YNAB Pricing Free trial ends. No need to cancel! You won’t be charged unless you subscribe. (direct trials don't auto-charge)
  17. Cancel a subscription from Apple In Settings, tap your name. Tap Subscriptions. Tap the subscription. Tap Cancel Subscription. (the Apple steps)
  18. Cancel a subscription from Apple If there is no Cancel button or you see an expiration message in red text, the subscription is already canceled. (how to confirm on Apple)
  19. Cancel, pause, or change a subscription on Google Play On your computer, go to subscriptions in Google Play. For the subscription you want to cancel, click Manage. Click Cancel subscription. (the Google Play steps)
  20. Cancel, pause, or change a subscription on Google Play When you cancel a subscription, you’ll still be able to use your subscription for the time you’ve already paid. (when access ends on Google Play)
  21. YNAB Terms of Service (last modified April 9, 2026) You may cancel your subscription at any time through your account settings or by contacting Support for assistance at help@ynab.com. (cancelling in account settings, or through YNAB Support)
  22. YNAB Terms of Service (last modified April 9, 2026) Monthly subscription fees are non-refundable. (no refunds on monthly fees)

Not confirmed yet

  • Refunds on annual plans bought directly from YNAB aren't addressed on the pages read (the terms make monthly fees non-refundable)
  • How YNAB confirms a cancellation (email or status) is not documented
  • Data export before cancelling was not found on the pages we read
  • The web-app click path (plan name, Account Settings, Cancel Subscription) couldn't be re-checked in review because that part of YNAB's support article couldn't be read; YNAB's terms confirm you cancel in account settings

Independent re-check, 2026-09-29

A second reviewer re-read the official pages and corrected what was wrong or missing; some facts couldn't be re-checked (listed above). The JSON lists what changed.

Partly confirmed (see what's unverified), 2026-09-29. Cancel flows change: if this one did, tell us at support@stackcut.io. Stackcut Exits is open data (CC BY 4.0).