AI coding · replacement recipe

Go from Cursor to GitHub Copilot

The job: AI code editor (AI agent in editor, Tab autocomplete, Chat with codebase). Pick where you are today and where you want to land; the move below follows your pick.

From · what you pay for now
Cursor
Cursor Pro (Individual) · $20/mo
Year one+$70modeled
To · your pickBest fit
GitHub Copilot
Pro plan · $10/mo
Change where you land

The money

$20/mo today , then $10/mo

Cursor Pro (Individual)

Year one, net+$70
Pays back in5 months

Modeled from public list prices, with your time at $50 an hour. Show the math

Does it do the job? 3 of 3 covered

  • Covered: AI agent in editor
  • Covered: Tab autocomplete
  • Covered: Chat with codebase

The work

Setup
About 1 h
Upkeep
None
Watch out
Check first: You only rely on: AI agent in editor, Tab autocomplete, Chat with codebase

Make the move in four steps

  1. Export from Cursor

    Code and project files

    Export steps
  2. Set up GitHub Copilot

    Copilot Pro is $10/mo vs Cursor Pro $20, with agent mode, CLI and code review; works in VS Code/JetBrains.

    Details
  3. Switch links and integrations

    Point links, embeds and integrations at GitHub Copilot, then send a test through every one.

  4. Cancel Cursor

    Turn off renewal before your renewal date, once the new setup works. Access runs until: The end of the current billing period; the account then reverts to the free Hobby plan.

    How to cancel Cursor
Open GitHub CopilotHow to cancel Cursor
Modeled, not measured. Savings use public prices and planning assumptions: the bill you stop paying, minus the new tool, your upkeep time and your setup time at $50/hour, over the first 12 months. Paths marked Tested by Stackcut were run end to end by us on our own products. They're our tests, not customer results. Check the must-haves in each recipe before you switch.

The whole recipe: 4 ways out, best first

What you use

  • AI agent in editor
  • Tab autocomplete
  • Chat with codebase

Not covered

  • Frontier model choice
  • Cloud/background agents
  • CLI agent
  • Code review bot
  • MCP, rules and skills

Check before switching

  • You only rely on: AI agent in editor, Tab autocomplete, Chat with codebase
  • Export your data from Cursor before canceling

Agents: get_recipe("replace-cursor") on the Stackcut MCP server.

4 ways out, best first

Cheaper planCursor (free tier)Saves $228 in year one
$20/mo today → $0/mo · setup 0.25 h · then $240/yr · payback 0.6 mo
If your use fits the free tier (Hobby: limited Agent requests, access to Composer; no credit card).
Covers 67% of the core features (not: Chat with codebase)
Hobby tier is free with limited Agent requests and Tab completions.
How we got this
You pay now: Cursor Pro (Individual)flat price$20/mo
New cost: Cursor (free tier)free plan$0/mo
Difference each month$20 − $0+$20/mo
Over 12 months+$20 × 12+$240
Setup, once0.25 h × $50/h−$12
Year one+$240 − $12+$228
  • Not counting your time (0.25 h in year one): saves $240 in year one.

Year one = 12 × (what you pay now − the new cost − upkeep) − setup, with your time at $50/hour. Prices are public list prices; hours are Stackcut’s planning estimates. Price it for your team

Sources: cursor.com
Switch vendorGitHub CopilotSaves $70 in year one
$20/mo today → $10/mo · setup 1 h · then $120/yr · payback 5 mo
Covers 100% of the core features
Copilot Pro is $10/mo vs Cursor Pro $20, with agent mode, CLI and code review; works in VS Code/JetBrains.
How we got this
You pay now: Cursor Pro (Individual)flat price$20/mo
New cost: GitHub CopilotPro plan$10/mo
Difference each month$20 − $10+$10/mo
Over 12 months+$10 × 12+$120
Setup, once1 h × $50/h−$50
Year one+$120 − $50+$70
  • Not counting your time (1 h in year one): saves $120 in year one.

Year one = 12 × (what you pay now − the new cost − upkeep) − setup, with your time at $50/hour. Prices are public list prices; hours are Stackcut’s planning estimates. Price it for your team

Open sourceClineSavings not modeled yet
Covers 67% of the core features (not: Tab autocomplete)
Free open-source agent in VS Code with your own model API key. No server; you pay the model provider per token, so cost depends on use.
License: Apache-2.0
Open sourceAiderSavings not modeled yet
Covers 67% of the core features (not: Tab autocomplete)
Free terminal coding agent with your own model API key. No server; you pay the model provider per token, so cost depends on use.
License: Apache-2.0

How to leave Cursor

Export first

    Cancel

    1. cursor.com/dashboard/billing → Manage Subscription → Cancel Subscription → confirm.
    2. Subscriptions bought in the iOS or Android app are cancelled through Apple or Google Play. On Teams, an admin cancels.
    Takes effect
    You keep paid features until the end of the billing period; then the account reverts to the free Hobby plan.
    Refunds
    Individual plans: only if the charge was in the last 14 days and you haven't used the subscription in that period.
    After you cancel
    Cancelling doesn't delete your account or any local project files.
    Sources: cursor.comcursor.com · Reviewed 2026-09-25

    Compare before you switch

    Read the checked comparisons and workload guides for the tools this recipe replaces.

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