Head to head · Cursor

Cursor vs GitHub Copilot in 2026: what each costs, what moves, and who switched

Moving from Cursor to GitHub Copilot: what GitHub Copilot's importer carries over and 3 public accounts of the switch, plus how to leave Cursor. Every item links its source.

Modeled, not measured. Savings use public prices and planning assumptions: the bill you stop paying, minus the new tool, your upkeep time and your setup time at $50/hour, over the first 12 months. Results marked Tested by Stackcut are Stackcut's own test, not a customer. Every price links the page it came from.

The short answer

  • Moving from Cursor Pro (Individual) to GitHub Copilot saves $70 in the first year, after setup and upkeep time (Stackcut's model: modeled, not measured).
  • GitHub Copilot's official migration guide moves 1 kind of data in full and 3 partly; 4 things stay behind. What moves
  • 3 public accounts of making this switch: 3 switched. Read them

What Cursor and GitHub Copilot cost

List prices from each vendor's pricing page, as stored in the Stackcut catalog. Each price links its source.

PlanBilled monthlyBilled yearly (per month)What you get
Cursor Pro (Individual)$20/monot shownExtended agent limits, frontier models, cloud agents; on-demand usage billed at API rates
Cursor Pro+$60/monot shownPro Plus: more included usage
Cursor Ultra$200/monot shownHighest individual included usage
Cursor Teams$40/user/monot shownStandard seat; centralized billing, SAML/OIDC SSO, Bugbot
GitHub Copilot Pro$10/monot shown1,000 base + 500 flex = 1,500 AI credits/mo; unlimited completions
GitHub Copilot Pro+$39/monot shown3,900 base + 3,100 flex = 7,000 AI credits/mo; premium models
GitHub Copilot Max$100/monot shown20,000 AI credits/mo (10,000 base); priority premium models
GitHub Copilot Business$19/user/monot shown$19 per granted seat; 1,900 AI credits per user/mo
  • Cursor free plan: Hobby: limited Agent requests, access to Composer; no credit card cursor.com
  • GitHub Copilot free plan: 2,000 completions per month; auto model selection only; limited agents; an allowance of AI credits github.com

Moving from Cursor to GitHub Copilot

What GitHub Copilot's importer carries over, what it leaves behind, and any help it offers switchers.

To GitHub Copilot

Official guide github.com · Tools: Repo Architect agent (/migrate command), .github/copilot-instructions.md

Moves: Cursor rules (.cursor/ directory) (partial); AGENTS.md standalone file (full); .vscode settings (partial); MCP servers (partial). github.com

Doesn't move: Cursor chat history, Memories, Composer threads; Cursor Tab model behavior (Copilot has its own completions model); Composer chat history and Cursor Memories; .mdc semantic/always-on activation modes have no exact Copilot equivalent (semantic rule auto-pull was missing as of early 2026; Agent Skills added later only auto-pull). github.com

Watch out for:

  • .mdc activation modes do not map 1:1 to Copilot instructions github.com
  • Copilot instructions had no semantic auto-pull as of early 2026 (Agent Skills auto-pull only, no explicit reference) per a switcher report github.com
  • Newer models can be opt-in until subscription admins enable them (switcher report) github.com

From each destination's own migration docs and switching pages, plus community write-ups where no official guide exists, each checked against its page. Confirm terms on the linked page before you rely on an offer.

People who moved from Cursor to GitHub Copilot

3 public accounts of leaving Cursor: 3 switched. Summaries are ours; each links the original, and each was checked against its page before it appeared here.

Switched to GitHub Copilot · Feb 2026 · Heavy Cursor user since 2023 (2025 retrospective shows ~1T tokens used); switched main usage to Copilot when his monthly Cursor token limit ran out.

Long, detailed side-by-side by a ~1T-token/year Cursor power user who ran out of Cursor tokens and switched daily work to Copilot (Insider Preview). Still finds Cursor's UX and orchestration far more polished; updated in April that Insider Preview fixed most complaints. Sentiment mixed, outcome completed (still uses both). DEV Community

Switched to GitHub Copilot · Aug 2025

Community-forum account of leaving Cursor after the 30-day trial for GitHub Copilot on price grounds. Initial feature gap (checkpoint restore) has since narrowed. Note: the same thread contains promotional replies for the forum host's automation product, so treat the enthusiasm distribution with care. Latenode Community

Switched to GitHub Copilot · Aug 2025

Reply in the same Latenode community thread: eight months on Copilot after switching from Cursor, praising debugging, refactoring and GitHub Issues integration; notes a two-week adjustment to the new workflow. Same astroturf caution as the parent thread applies. Latenode Community

How to leave Cursor

Export first, then cancel. Every step links the vendor's own help page, checked on the date shown.

How to leave Cursor

Export first

  • No export path documented yet.

Cancel

  1. cursor.com/dashboard/billing → Manage Subscription → Cancel Subscription → confirm.
  2. Subscriptions bought in the iOS or Android app are cancelled through Apple or Google Play. On Teams, an admin cancels.
Takes effect
You keep paid features until the end of the billing period; then the account reverts to the free Hobby plan.
Refunds
Individual plans: only if the charge was in the last 14 days and you haven't used the subscription in that period.
After you cancel
Cancelling doesn't delete your account or any local project files.
Sources: cursor.com cursor.com · Reviewed 2026-09-25

FAQ

Is GitHub Copilot cheaper than Cursor?

Modeled, not measured: moving from Cursor Pro (Individual) to GitHub Copilot saves $70 in the first year, after setup and upkeep time at $50/hour. It depends on your plan, seats and usage. the math

Can I move my Cursor data to GitHub Copilot?

GitHub Copilot's official guide moves: Cursor rules (.cursor/ directory); AGENTS.md standalone file; .vscode settings; MCP servers. It doesn't move: Cursor chat history, Memories, Composer threads; Cursor Tab model behavior (Copilot has its own completions model); Composer chat history and Cursor Memories; .mdc semantic/always-on activation modes have no exact Copilot equivalent (semantic rule auto-pull was missing as of early 2026; Agent Skills added later only auto-pull). github.com

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find_alternatives({"vendor": "Cursor"})