Go from Wave to Zoho Books
The job: Small business accounting (Unlimited invoices and estimates, Double-entry bookkeeping records, Profit and loss, balance sheet and cash flow reports). Pick where you are today and where you want to land; the move below follows your pick.

Every way to do this job · pick one
Switch app
Open source
Agent skill
The money
$19/mo today , then $0/mo
Wave Pro
Modeled from public list prices, with your time at $50 an hour. Show the math
Does it do the job? 3 of 3 covered
- Covered: Unlimited invoices and estimates
- Covered: Double-entry bookkeeping records
- Covered: Profit and loss, balance sheet and cash flow reports
The work
- Setup
- About 1 h
- Upkeep
- None
- Watch out
- Check first: You only rely on: Unlimited invoices and estimates, Double-entry bookkeeping records, Profit and loss…
Make the move in four steps
Export from Wave
Accounting data (transactions, invoices, customers, vendors, bills), receipts, and payroll data including employee information and pay stubs. Format: Accounting: four XLS or CSV files…
Export stepsSet up Zoho Books
Businesses under $50K revenue that want receipt scans and reminders free and can import statements instead of bank feeds.
DetailsSwitch links and integrations
Point links, embeds and integrations at Zoho Books, then send a test through every one.
Cancel Wave
Turn off renewal before your renewal date, once the new setup works. Access runs until: Pro or Receipts: the end of the current subscription period….
How to cancel Wave
The whole recipe: 3 ways out, best first
What you use
- Unlimited invoices and estimates
- Double-entry bookkeeping records
- Profit and loss, balance sheet and cash flow reports
Not covered
- Bank auto-import and categorization (Pro)
- Receipt capture (Pro, or add-on)
- Automatic late-payment reminders (Pro or with online payments)
- Additional users (Pro)
Check before switching
- You only rely on: Unlimited invoices and estimates, Double-entry bookkeeping records, Profit and loss, balance sheet and cash flow reports
- Export your data from Wave before canceling
Agents: get_recipe("replace-wave") on the Stackcut MCP server.
3 ways out, best first
How we got this
| You pay now: Wave Pro | flat price | $19/mo |
|---|---|---|
| New cost: Zoho Books (free tier) | free plan | $0/mo |
| Difference each month | $19 − $0 | +$19/mo |
| Over 12 months | +$19 × 12 | +$228 |
| Setup, once | 1 h × $50/h | −$50 |
| Year one | +$228 − $50 | +$178 |
- Not counting your time (1 h in year one): saves $228 in year one.
Year one = 12 × (what you pay now − the new cost − upkeep) − setup, with your time at $50/hour. Prices are public list prices; hours are Stackcut’s planning estimates. Price it for your team
How we got this
| You pay now: Wave Pro | flat price | $19/mo |
|---|---|---|
| New cost: rustledger (Beancount-compatible plain-text accounting; MCP server and agent CLI) | runs in the agent you already pay for | $0/mo |
| Your upkeep time | 0.5 h/mo × $50/h | $25/mo |
| Difference each month | $19 − $0 − $25 | −$6/mo |
| Over 12 months | −$6 × 12 | −$72 |
| Setup, once | 2 h × $50/h | −$100 |
| Year one | −$72 − $100 | −$172 |
- Not counting your time (8 h in year one): saves $228 in year one.
Year one = 12 × (what you pay now − the new cost − upkeep) − setup, with your time at $50/hour. Prices are public list prices; hours are Stackcut’s planning estimates. Price it for your team
How we got this
| You pay now: Wave Pro | flat price | $19/mo |
|---|---|---|
| New cost: Bigcapital | a small server (modeled) | $5/mo |
| Your upkeep time | 2 h/mo × $50/h | $100/mo |
| Difference each month | $19 − $5 − $100 | −$86/mo |
| Over 12 months | −$86 × 12 | −$1,032 |
| Setup, once | 4 h × $50/h | −$200 |
| Year one | −$1,032 − $200 | −$1,232 |
- Not counting your time (28 h in year one): saves $168 in year one.
Year one = 12 × (what you pay now − the new cost − upkeep) − setup, with your time at $50/hour. Prices are public list prices; hours are Stackcut’s planning estimates. Price it for your team
More Bookkeeping recipes
- Xero: Small business accounting $370
- QuickBooks Online: Small business accounting $166
- Zoho Books: Small business accounting
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